The PM Kisan Samman Nidhi Yojana (PM-KISAN) is one of the most important schemes launched by the Government of India to support the livelihood of farmers. Introduced in February 2019, this scheme provides direct income support to farmers, ensuring financial stability and encouraging them to continue farming activities without stress.
In this blog, we will cover objectives, features, benefits, eligibility, registration process, documents, and other key details about the scheme.
What is PM Kisan Samman Nidhi Yojana?
The Pradhan Mantri Kisan Samman Nidhi Yojana is a Central Sector Scheme fully funded by the Government of India. Under this scheme, eligible farmers receive ₹6,000 per year as financial support in three equal installments of ₹2,000 each, directly transferred to their bank accounts through Direct Benefit Transfer (DBT).
Objectives of the Scheme
Provide financial support to small and marginal farmers.
Help farmers purchase seeds, fertilizers, and agricultural equipment.
Reduce dependence on loans and informal credit.
Promote agricultural growth and farmer welfare.
Key Features of PM Kisan Samman Nidhi Yojana
- Financial Assistance: ₹6,000 annually per farmer.
- Installments: Paid in 3 equal installments of ₹2,000 each.
- DBT Transfer: Money directly credited to farmer’s bank account.
- Nationwide Coverage: Available across all states and union territories.
- Online & Offline Registration: Easy process through official portal or Common Service Centers (CSCs).
- Transparency: Direct transfer eliminates middlemen and corruption.
Eligibility Criteria
- Must be an Indian farmer.
- Small and marginal farmers with cultivable landholding up to 2 hectares (initially), but now extended to cover all eligible farmer families.
- Farmer family includes husband, wife, and minor children.
- Land records should be properly registered.
Not Eligible (Exclusions):
- Institutional landholders.
- Families where one or more members are
- Government employees
- Income Tax payers
- Retired pensioners (above certain income limits)
- Professionals like doctors, engineers, lawyers, etc.
Benefits of PM Kisan Yojana
- Stable Income: Provides farmers with a steady annual income.
- Direct Support: Helps in purchasing farming inputs like seeds, fertilizers, and tools.
- Debt Relief: Reduces financial burden and dependence on moneylenders.
- Nationwide Impact: More than 11 crore farmers already benefitted.
- Financial Inclusion: Encourages farmers to maintain bank accounts and digital payments.
Required Documents for Registration
- Aadhaar Card (mandatory)
- Bank Account details (linked with Aadhaar)
- Land ownership papers
- Identity Proof (Voter ID, PAN, Driving License)
- Address Proof (Ration Card, Utility Bill)
- Passport-size photograph
How to Apply for PM Kisan Samman Nidhi Yojana?
Step 1: Visit Official Website
- Go to the PM Kisan official portal – https://pmkisan.gov.in
Step 2: New Farmer Registration
- Click on “Farmers Corner”.
- Select “New Farmer Registration”.
Step 3: Fill Details
- Enter Aadhaar number, bank details, and land records.
- Upload required documents.
Step 4: Submit & Verification
- Submit the form online.
- Details are verified by the State Government before approval.
Step 5: Check Status
- Farmers can check their application and installment status on the PM Kisan Portal.
- PM Kisan Installment Release Dates
Installments are released three times a year:
- April – July
- August – November
- December – March
Farmers should regularly check the portal to confirm if the amount has been credited to their account.
Latest Updates on PM Kisan Yojana
- Over ₹2.8 lakh crore has been distributed under the scheme till date.
- eKYC (Aadhaar-based verification) is now mandatory for farmers to receive payments.
- Farmers can complete eKYC online using Aadhaar OTP or by visiting nearby CSC centers.
Final Thoughts
The PM Kisan Samman Nidhi Yojana is a landmark scheme that empowers farmers by providing direct financial assistance. It ensures transparency, reduces dependency on middlemen, and promotes self-reliance among the farming community.
If you are a farmer, make sure to register under PM Kisan and keep your documents updated to receive timely benefits.
This scheme is a true example of “Farmer First” approach, strengthening the agricultural backbone of India.